Loan Dream-Personal Cash Loan App About
Loan Dream is a mobile financial technology platform dedicated to providing users with convenient loan services. Support ICIC bank, SBI bank, Paytm and other payment institutions’ transactions.
Age requirement: must be above 20+ years old
Loan Amount: from ₹ 7,000 to ₹ 1 lakhs
Tenure: flexible tenure from 91days to 180 days
Annual Percentage Rate (APR) varies from 18%-34%
Service charge: Service fee varies from 6%-15%
In addition, GST will be applicable only on the fee components as per Indian laws.
Loan Amount: ₹ 4,500
Loan Duration: 180 Days
Annual Percentage Rate (APR): 18%
Processing fee: 6%
Total Insterest: ₹ 4,500*18%(APR)*180/365 = ₹ 399.45
Processing fees(PF) + GST: ₹ 4,500*6%+(₹ 4,500*6%)*18% = ₹ 318.6
In-Hand Amount: Loan Amount-(PF + GST) = ₹ 4,500- ₹ 318.6 = ₹ 4,181.4
Total Repayable Amount: Loan Amount + Total Insterest = ₹ 4,500 + ₹ 399.45 = ₹ 4,899.45
Loan Dream is the leading online personal credit cash loan APP because:
1. 100% online application process
2. Affordable low interest rates
3. The loan application is safe and confidential.
Five steps to get a loan:
1. Install the APP, register and log in;
2. Fill in your detailed information and upload basic documents;
3. Receive the result;
4. Collect money directly through your bank account;
5. Every time the loan is repaid on time, the loan amount will increase.
Your data is safe for us. It is transmitted to us via a secure HTTPS connection, and we will not share it with anyone except the lender without your consent. All transactions are protected by 128-bit SSL encryption.
If you have any questions about using Loan Dream, please contact our online staff for help.